Finding the Right Mortgage
Is as Important as Finding the Right Home
At The Mortgage Network, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We work with many investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial, FHA, FHA 203k, HomeStyle, Homepath Renovation . Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.
Your Lender of Choice for
Niche Jumbo Portfolio Products
Up to 90%** financing available with this program
Jumbo Loans Are Our Specialty
Loans up to $5,000,000
with Cash Out!
Fill Out Out 60 Second Survey
• Single family primary residences
• Second homes or vacation properties
• Investment properties
• High land to home value
• Unique properties considered
Vesting Title In Entities:
• Title is allowed to be vested in entities*
– all types of trusts
– Sub S Corporations
• Standard LTV Matrix applies
• Expedited process with minimal paperwork
• Borrowers may use their liquid assets as income
in meeting full doc DTI requirements
• Complex income scenarios
• No age requirements
• Full income documentation underwriting according
• Up to 90%** financing available with this program
• Any family member may pledge assets on behalf
of a borrower in lieu of a down payment
• Eligible assets include stocks, bonds, mutual
funds, CDs, money market, savings, and others.
Retirement accounts are not eligible.
• Trading is allowed in the pledged account
• Foreign Nationals to 50% LTV
• Sourced funds from a known Financial Institution
• Prove income from Country of Origin
• Alternative credit required
• Mortgage history or rental verification required
• Must have social security number or TIN
Freddie Mac was chartered by Congress in 1970 with a public mission to stabilize the nation's residential mortgage markets and expand opportunities for homeownership and affordable rental housing. Our statutory mission is to provide liquidity, stability and affordability to the U.S. housing market.
Fannie Mae's My Community loan program - Fannie Mae's My Community loan program was designed for first time homebuyers with little or no credit history and little money down.
Fannie Mae Know Your Options
My Community Program
Fill out our 60 second survey
Supporting The Expansion of Affordable Housing In America
Ginnie Mae Through The Years
Making it Easier to Finance Your Home.
HomePath financing, available only on Fannie Mae-owned properties, offers great benefits — low down payment, no mortgage insurance, expanded seller contributions, and more. HomePath Mortgage is available for move-in ready properties while HomePath Renovation Mortgage provides both the funds to purchase and to renovate in one loan.
The "Streamline"(K) Limited Repair Program permits homebuyers to finance an additional $35,000 into their mortgage to improve or upgrade their home before move-in. With this product, homebuyers can quickly and easily tap into cash to pay for property repairs or improvements, such as those identified by a home inspector or FHA appraiser.
203(k) Rehab Mortgage Insurance
Summary: Section 203(k) insurance enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home.
Purpose: Section 203(k) fills a unique and important need for homebuyers. When buying a house that needs repair or modernization, homebuyers usually have to follow a complicated and costly process. The interim acquisition and improvement loans often have relatively high interest rates, short repayment terms and a balloon payment. However, Section 203(k) offers a solution that helps both borrowers and lenders, insuring a single, long term, fixed or adjustable rate loan that covers both the acquisition and rehabilitation of a property.
203(k) insured loans save borrowers time and money. They also protect the lender by allowing them to have the loan insured even before the condition and value of the property may offer adequate security.
LONDON (Reuters) - Australia's Macquarie Group Ltd has overtaken Goldman Sachs to break into the top three banks for commodities business, having significantly expanded its U.S. energy operations in...
"I was worried that I wouldn't be able to qualify for a loan. I spoke with Carl and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate."